Sell your house and walk away clean. Cash offer in 24 hours.

Your take-home is the sale price minus what you owe and the standard closing costs. The real estate lawyer gives you the exact number in writing 3 business days before closing, no agent commission, no buyer-side surprises. Here is every line in a typical cash sale (Ontario shown; rates and who-pays customs vary by state):

Most cash buyers can only offer what fits their own plan. Wholesalers hide their fee inside your price. We do both at once: our own money competes against our buyer network, and you get the higher of the two numbers. Same price to you whether we close (Path A) or a network buyer does (Path B).

Cash trades price for speed. Typical cash offers run 65–85% of open-market value; our two-path model usually lands at the higher end. The gap looks big at first, but once you subtract agent commission (5–6%), repair credits, and a few months of mortgage, insurance, taxes, and utilities while the house sits, the real difference is usually only 5–10%. Want top dollar and have time? Use an agent. Want fast and certain? Get a cash offer →

Your mortgage is paid off first, at closing, through the real estate lawyer. You keep whatever is left. You never handle the payoff yourself.

No, not unless you ask. Within 24 hours you get a written response by email. If we need to see the house, we book one visit on your schedule. We only call if you told us it’s OK. No surprise visits. No repeat calls.

A licensed real estate lawyer (or, in some states, a notary), a neutral third party, never us. They confirm you own the home, search for any debts against it, hold the deposit and all funds, and prepare the paperwork. Every closing in the states we operate in runs through a licensed real estate lawyer.

Wire fraud is the single biggest risk on closing day. We send a written warning 7 days before closing. Before you wire anything, call the real estate lawyer at a number you looked up yourself, never from the wire-instructions email. Watch for last-minute changes, “act now” pressure, lookalike email addresses, or anyone asking you to keep it secret. Once money is sent it is almost impossible to recover. Questions any time: deals@truenorthvalley.ca.

Once you sign, both sides are committed; backing out can cost your deposit, and in every state we operate in a buyer can try to enforce the sale. But we would rather hear “I can’t do this” than fight you in court, tell us early and we will usually release you from the contract. Just don’t go silent on the real estate lawyer, since unwinding the work costs money.

Yes, when public records suggest a home might fit, by phone, text, email, or DM. We follow Canadian rules: we check the national Do Not Call List before calling, keep to reasonable hours, and follow CASL for any commercial electronic messages (clear identification and a working unsubscribe). The CRTC sets the telemarketing rules nationally; your province may add its own. To stop hearing from us: text STOP, email UNSUBSCRIBE, or just say so, we honor it immediately.

No. Share what’s going on and we can match the offer and timing to it; stay private and we work with what we see. A probate that’s dragged on a year, a tenant who stopped paying, a divorce, a foreclosure notice on the counter, we close in all of these. You don’t owe anyone an explanation.

13–31 days from the day you sign. Longer only if the title has problems that take time to clear, and we tell you up front if that’s the case.

No. We buy as-is. The shape it’s in when you sign is the shape it’s in when we close, leave behind whatever you don’t want and we clear it out after closing.

Three things: you fix nothing, you guarantee nothing about the condition, and the buyer takes on inspecting. But AS-IS does not let you hide problems. Canadian real estate generally runs on "buyer beware" (caveat emptor) for defects a buyer could find on a reasonable inspection, but courts across the provinces still hold sellers responsible for serious hidden (latent) defects they actually know about, especially ones that make a home unsafe or unfit to live in, and for actively concealing or misrepresenting a problem. You also keep up basic maintenance until closing and deliver clear title. The exact rules vary by province, so your real estate lawyer confirms what applies to your sale.

Until we close, the home is still yours, and the standard agreement of purchase and sale in your province sets out who carries the risk of loss before closing. The provinces we operate in handle this through their standard contracts, and your lawyer confirms the exact terms. Generally:

If the property is tenanted, the existing tenancy generally carries over to the new owner, and any deposit is reconciled at closing. The rules differ by province (Ontario, Alberta, Manitoba, and Saskatchewan each have their own residential tenancy legislation), so your real estate lawyer handles the deposit transfer and notices correctly for your province. You don’t have to move anyone out.

Sometimes, yes. We can buy the home ourselves (Path A) or assign our purchase contract to a vetted cash buyer (Path B). Either way you get the same price. The important part: we deal as a principal in our own contract, not as your real estate agent, and we never charge you a commission. Any assignment fee is paid by the buyer, never out of your price. Your deposit is held by a licensed real estate lawyer (or notary), and the closing goes through that lawyer.

Your price, date, and terms stay exactly the same, and we notify you in writing within 10 business days. The contract protects you regardless of who owns us.

Only what we need to make you an offer and close: the property address, your name, phone, and email; anything you choose to tell us about the property or your situation; and basic technical data (IP, device, pages viewed) from normal website analytics. We use it to evaluate the property, prepare an offer, respond to you, and meet our legal and closing obligations. We do not sell your personal information, and we don’t process sensitive data for advertising.

Only the parties needed to close your sale, the real estate lawyer or notary, our network buyer if one closes (Path B), and our own software/hosting providers under contract. We share when the law requires it. We never sell your data or hand it to unrelated marketers.

We operate in Ontario, Alberta, Manitoba, and Saskatchewan, and we apply the strongest applicable standard across all of them as one baseline, so no matter which province you’re in, you can ask us to: see what we hold about you, correct it, delete it, get a copy, and opt out of any sale or targeted advertising (we don’t do either). To exercise any of these, email deals@truenorthvalley.ca and we’ll confirm and act within the timelines the law allows. You can appeal a decision by replying to that same address.

In Canada, the main privacy law for private businesses is the federal Personal Information Protection and Electronic Documents Act (PIPEDA), overseen by the Office of the Privacy Commissioner of Canada. Some provinces have their own substantially similar laws (Alberta and British Columbia have a PIPA; Quebec has its Law 25). Commercial emails and texts are governed by Canada’s Anti-Spam Legislation (CASL), and telephone calls by the CRTC’s rules and the National Do Not Call List. We honor the access, correction, and withdrawal-of-consent rights these laws provide. This is a plain-language summary, not legal advice; for specifics, talk to a lawyer in your province.

We keep your information only as long as needed to do what you asked, meet legal and closing-record obligations, and resolve any disputes, then we delete or de-identify it. We protect it with reasonable administrative and technical safeguards and notify affected people and regulators if a breach legally requires it, under the applicable federal and provincial breach-notification rules.

Yes, by phone, text, email, or DM when public records suggest a property might fit. We follow Canadian rules: before calling we check the National Do Not Call List and keep to reasonable hours, and any commercial email or text follows CASL, meaning clear identification of who we are and a working way to unsubscribe. The CRTC sets the national telemarketing rules; some provinces add their own.

Text STOP to any text, reply UNSUBSCRIBE to any email, or just tell us on a call. Under Ontario’s law a texted “STOP” starts a short statutory grace period; in practice we honor every opt-out right away and add you to our internal do-not-contact list. We also scrub against the National Do Not Call List before we call.

Submitting the cash-offer form asks us to contact you about your offer, that’s a solicited, requested contact, not marketing. It does not sign you up for automated marketing blasts, and you can withdraw it any time with STOP/UNSUBSCRIBE.

Every commercial email we send follows Canada’s Anti-Spam Legislation (CASL): we send commercial messages only with consent, clearly identify who we are, include our contact information, and give a working unsubscribe that we honor promptly. Transactional emails about an offer or a closing you’re part of are different from marketing, but you can still tell us to stop.

No. We never sell, rent, or trade your email or any other contact information. It’s used to talk with you about your property and nothing else.

True North Valley Inc., a Saskatchewan limited liability company, operating in Ontario, Alberta, Manitoba, and Saskatchewan. We buy homes for our own account or assign the contract to a vetted cash buyer; we are a principal/assignee, not a real-estate broker acting for others.

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If our company is sold or restructured, your signed price, date, and terms don’t change, and we tell you in writing within 10 business days. We review this notice at least annually and post the “updated” date below; material changes get a clear heads-up.